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Choose Your Dental Plan

We Offer Three Excellent Plans To Fit Your Needs And Budget. Compare Them Below.

  • Ameritas Dental Plan

    Ideal for immediate needs with no waiting periods.

    • No Waiting Periods: Get coverage for fillings, crowns, and more right away.
    • Immediate Benefits: Use your plan as soon as it’s active.
    • Large PPO Network: Access a wide network of dentists nationwide.
    View Network HereEnroll in Ameritas

  • Manhattan Life DVH

    (DVH: Dental Vision Hearing)

    Best for long-term value and major service coverage.

    • Maximum Major Coverage: Higher payouts for expensive procedures like root canals and implants over time.
    • Great Long-Term Value: Designed to save you more on major dental work in the future.
    • Affordable Premiums: Lower monthly costs. (Note: Waiting periods apply.)
    View Network HereEnroll in Manhattan Life

  • Physicians Mutual Dental Plan

    Great for full coverage with guaranteed acceptance and long-term value.

    • Preventive Benefits: Pays 100% for cleanings, exams, and X-rays, starting immediately when in network.
    • Basic Benefits: Helps pay for fillings, simple extractions, and minor oral surgery, starting immediately.
    • Major Benefits: Coverage for crowns, root canals, bridges, and dentures starts after 12 months. (Note: Waiting periods apply.)
    • View Benefits: Download the full benefits guide (Word document, opens in a new tab)
    Contact Us

    Enrollment for this plan is completed with the help of a licensed agent.

Why Dental Insurance Matters

Dental costs can add up fast, especially for crowns, root canals, and dentures. Insurance helps you stay on top of routine care and saves you thousands on major work.

  • Preventive Care

    Cleanings, check-ups, and X-rays are covered 100%, so you never skip your twice-annual visit.

  • Basic Care

    From simple fillings to extractions, keep your smile healthy with low copays on routine repairs.

  • Major Services

    Crowns, bridges, implants, and dentures can cost $1k–$3k each. Insurance cuts your out-of-pocket dramatically.

How It Works

Getting covered is fast and easy. Just follow these three steps.

  1. Enter Your ZIP Code

    Provide your ZIP code to see which dental plans are available in your area.

  2. Compare Plans

    See costs, benefits, and network details side by side.

  3. Enroll & Smile

    Choose your plan, enroll online, and start using your benefits.

Frequently Asked Questions

Do I need a medical exam to enroll?

No medical exam needed. Your coverage is guaranteed issue: simply fill out the application and we’ll get your policy started.

What’s the difference between Ameritas and Manhattan Life?

Ameritas has zero waiting periods, so you get major services right away. Manhattan Life starts lower but increases major-service coverage over time.

Can I use any dentist?

You can visit any dentist, but you’ll save the most by staying in the carrier’s PPO network. The links above show your provider directories.

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